Charles Gragg
My Mission
Employers have been conditioned to accept rising health insurance costs as inevitable—trapped in a cycle of renewal meetings, premium hikes, and limited options. But what if that hamster-wheel isn’t the only path? In His talks, Charles Gragg empowers business leaders to rethink employee health benefits, uncover hidden drivers of cost, and implement proven strategies that transform health insurance from a runaway expense into a controllable investment. By shifting perspective and embracing innovative solutions, employers can reclaim financial stability, enhance employee well-being, and redirect resources toward sustainable growth of balance-sheet assets instead of wasted expense.
Meet Charles
Charles is a results-focused senior executive whose background includes leadership roles in group insurance and financial services, as well as third-party administration. His strengths are his extensive knowledge of how to capture business opportunities, optimize market awareness, and build a competitive position which significantly improves sustainable financial performance. He was the founder and chief operating officer of Commercial Risk Medical Plans (TPA), and his consulting services focus on the design and implementation of unique healthcare plans that involve self-funding, captive risk development, and creative, cost-containment solutions.
He received a B.S. degree from the University of Tennessee in commercial and financial management and carries three extended insurance designations, including a CEBS-(Certified Employee Benefits Specialist) from the Wharton School, University of Pennsylvania, and REBC (Registered Employee Benefits Consultant) and RHU (Registered Health Underwriter) certifications from The American College, Byrn Mawr, Pennsylvania.
Keynotes and Workshops
Fundamentals of Self-Funded Healthplans
A Broker's View
Charles shares his wealth of experience in training brokers to view hplans as a sustainable asset for their clients (the Corporate Employer) by transforming their mindset into fiduciary roles and responsibilities in health plan design and processing.
Besting Selling Book in 3 Genres!
Get Off The Hamster-Wheel:
An Employer’s Guide to Controlling His 2nd Largest Operating Expense – Employee Health Insurance
Get Off the Hamster Wheel reveals the fallacies of our modern health care system, so that CEOs, senior executives, HR professionals, benefits advisers, and employees of a corporate group health plan can slash expenses.
Charles W. Gragg, CEBS, REBC, RHU, a results-focused senior executive whose background includes leadership roles in group insurance and financial services, as well as third-party administration, addresses how to solve one of the most challenging problems in the health care economy.
The groups he highlights have all been intentionally kept in the dark regarding simple fixes to the health care system. After reading this book, however, everyone will discover how easily we can overcome problems tied to burgeoning health care costs.
The key to solving the crisis, he argues, is finding a new way to access health care for your own good. With the right tools, you can make these changes rather quickly, and the best news is that outcomes will improve overnight.
It’s time to end the same old routine by resolving an overwhelming frustration and getting off the hamster wheel.
About the
Author
Charles Gragg earned a BS degree in Business Administration from the University of Tennessee, with a concentration on Commercial and Financial Management. Further, he earned additional Insurance industry degree designations from the Wharton School and The American College. Combined with his 45-year career in the Self-Funding segment of Health Insurance, he specialized in TPA (Third Party Admistration) services, Stop-Loss Insurance, Captive Stop-Loss Insurance, and engaged in "all things cost-containment with the scope of those fields". Charles has emerged as an industry thought leader along with becoming a best-selling author in his field of work.
.jpg)
.jpg)
